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Invoicing as a private individual
Sweden's most reliable, easiest, and most affordable platform!
3.95% - Get paid quickly - Fully insured
All this is included with Worknode. We don't skimp on anything.
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Tax payment
Worknode pays your taxes and social security contributions to the Swedish Tax Agency. You get the money to your payroll account taxed and ready.
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Insurance
It is always good to be on the safe side. When you invoice for an assignment, you are always fully insured through Worknode and IF.
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Declaration
When it's time to file your income tax return, all your income from Worknode will already be declared.
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Professional invoices
It's important to make a good impression - always. With Worknode, you send invoices that are clear and attractive.
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Only 3.95%.
in invoicing fee - no hidden charges. This low fee is only deducted by Worknode when the invoice is paid by your customer. It is always deducted from the invoiced amount excluding VAT.
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Participating in a freelance democracy
Have an impact on Worknode! Worknode wants to be the best platform for you. Join us to discuss development ideas, test new technologies and meet other freelancers.
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Support with your pension
As a freelancer, you need to be in control of your pension. Worknode provides advice and the possibility to allocate part of your income to pension savings.
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A partner in freelance life
Worknode is your sounding board. Don't hesitate to contact Worknode's support with big, small, boring and funny questions. Just email or call.
Find out how much you can get paid, with our calculator here!
Your success
is our passion
As freelancers ourselves, we know how important it is to have the right support
to succeed. Worknode is the service that gives you the conditions to grow and succeed as a freelancer, regardless of your goals or ambitions in freelancing.
That's why we offer you free advice on your freelance work. We help you with questions such as finding assignments, invoicing as an individual and what insurance you need to be safe. Working and invoicing without a company has never
been easier!
Do you want to invoice without a company? Then choose Worknode!
Here are some benefits of choosing Worknode:
Flexibility and security in one
Focus on simplicity and profitability
Created by freelancers for freelancers
No hidden fees - only 3.95% of the invoiced amount
Get paid within 48 hours
Tens of thousands of freelancers have realized how easy it is to invoice as a private individual. When you use Worknode, you get basic insurance, we take care of paying your salary and accounting for taxes and fees. Compare our low fee with similar services - and discover how much service you get for just 3.95%.
Most reliable
With Worknode, you're always properly insured. And you always get a lot of help from us if a customer doesn't pay on time. By the way, did you know that Worknode is a Swedish company? Our staff, board and management (and even the bank we use!) are based in Sweden - and we have a lot of experience in the Swedish freelance market.
How to get started with invoicing as a private individual
Create an account
Register and fill in the essential information - name, address and social security number - and you're good to go.
Send your invoice
Invoicing as a private individual via Worknode only takes a few minutes.
Then it's a matter of waiting for the payment from your client.
Get your salary in your account
As soon as your invoice is paid, you can receive your salary directly into your account. We take care of all your accounting, VAT and tax payments.
Welcome to the world of easy invoicing without a company!
Worknode Voices
Why do so many freelancers choose Worknode? How do you invoice without a company? In Worknode Voices, you'll meet other freelancers who know what it's like to work to achieve their dream. Be inspired by how these freelance heroes create space for creativity, job satisfaction and succeed in their mission
Easiest
Worknode makes your freelance life easier:
We take care of your social security contributions, taxes, pension savings and insurance. Nice, isn't it?
Create and send an invoice in a few clicks.
Choose whether you want to be paid immediately after a customer has paid or once a month.
Answer all your questions about freelancing with our friendly and fast customer service
(support@worknode.se or 08-414 005 51)
Make time for what's important
Your time, energy - and not least joy - are valuable if you are to succeed as a freelancer. You need to be able to focus 100% on your assignment, what you do best, and not worry about administration. Freelancing often means a lot of (unpaid) work. With Worknode, you invoice easily, quickly and safely and can focus on what you earn.
Most affordable
Our fee is only 3.95% of the amount you invoice your customer. Period. We do not work with hidden fees. In other words: Worknode is the most affordable Swedish self-employment company!
Latest from the blog
Make your freelance voice heard!
We at Worknode value your opinion and want you to feel part of our common development. If you have thoughts or comments about our offer, how it is to invoice as a private person or what we can improve, do not hesitate to share.
You can participate in our freelance democracy by:
Use the'best idea' form to share your ideas and suggestions
Use the'get real' form if you have criticism or suggestions for improvement
If you want to make an even bigger impact, sign up for our development group! This is where we discuss ideas, test new technologies and consider different possibilities. We meet digitally about four times a year, for two hours at a time. Sign up here and we will get back to you with more information.
Focus on simplicity and profitability
Working with Worknode is easy, safe and profitable. Our service is designed to make it easy for you to find assignments, invoice as a private individual and get paid - all in one place.
We offer competitive prices and don't charge any hidden fees. With Worknode, you can focus on what you do best, while we take care of the rest.
Plus, we're always on hand to help with our free gig advice. Create a free account here.
No hidden fees - here you bill for only 3.95%
When you invoice as a private individual, we charge a fee of 3.95% of the invoice amount excluding VAT. The fee is deducted from the amount your customer pays. You are fully insured for the fee.
We take care of everything from invoicing until you have the money
in your payroll account.
Become part of the Worknode family today
Are you ready to take the plunge and become a more successful freelancer? Do you want to be able to invoice as a private person in a simple and safe way? Join the Worknode family today and experience the difference of having a partner behind you on your freelance journey. Sign up now and let us help you reach new heights.
The most frequently asked questions
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As a rule, 25% VAT should be added when you invoice as a private individual. However, there are a number of exceptions.
For you who are an artist, when you invoice as a self-employed artist through Worknode, you must apply 25% VAT, according to the regulations Worknode follows. If your customer is a VAT-liable company, this does not affect you as the company has the right to offset input VAT against output VAT. If your customer is a private individual or association that is not required to account for VAT, your price must be 25% higher. Therefore, remember to state your price to private individuals and associations including VAT so that you receive the correct compensation.
Worknode has an obligation to manually approve VAT-exempt invoices before they are sent out to customers. It must then be clearly stated which VAT exemption is applicable to the invoice, this is written in the text line of the invoice.
Read more here.
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Of course, you can invoice companies abroad via us.
However, keep in mind that in order to invoice VAT-free without a company, you need an approved VAT number for the company if the company is located in the EU.
VAT-free invoices also need to be approved manually, so it can take up to 3 working days before the invoice is sent to the customer, which can be useful to know when choosing payment terms.
Currencies you can use on your invoice are Euro, USD, GBP, NOK, DKK and in SEK.
However, wages are always paid in Swedish kronor at the exchange rate used by the bank when the payment is received.
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With Worknode, those who want to invoice without a company can receive their salary in a fast and flexible way.
Under Finances/My Salary, you can specify whether you want to make manual withdrawals of your salary or whether you want your salary to be paid to you automatically once the invoice has been paid.
If you want to make manual withdrawals, your balance will be registered in your Worknode account the same afternoon that the payment from the customer arrives in the Worknode client funds account. You can then make a withdrawal and your salary will normally be paid the following day.
If you have indicated that you want automatic withdrawals, your salary will be registered on the same afternoon that your invoice arrives in the Worknode client funds account. It is then normally paid to your bank the following working day.
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Here are the main elements that must be included on an invoice in Sweden:
All the necessary information about your customer, including their full name, address and organization number.
A unique invoice number
Date of issue of the invoice
Your company name and address
Quantity, description, price of the service/goods per service/unit
Tax
The total amount
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The amount you should invoice for salary depends on several factors, such as your profession, level of experience and the competitive situation. One tip is to calculate your salary plus tax and social security contributions - and then add a profit margin. Worknode has a handy calculator where you can work out how much to invoice to get the salary you want.
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The hourly rate you should charge also depends on your profession, your experience and what is standard in the industry. A good way to calculate this is to divide your desired annual salary by the number of hours worked in a year (usually around 1 800 hours).
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If something has gone wrong with an invoice you sent, you need to create a credit note. When you credit an invoice, you create a negative invoice for the same amount as the original invoice, so that you end up with zero. You can then write a new invoice with the correct details.
We know that there can be a lot to keep track of when invoicing as a private individual. That's why you can always turn to Worknode support for advice and support.
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Many companies pay their invoices on the last day of payment. It may therefore take a few more days for your invoice to go through Worknode's system and become visible in your balance.
If a payment is not made on time, an automatic payment reminder is sent out, followed by a collection notice and then a final notice letter.
After the final notice, you can decide whether you want to proceed with the Enforcement Service, albeit at a cost.
If a dispute arises between the supplier and the client, Worknode will recommend how to proceed. The dispute is between the client and the contractor, in which case Worknode cannot be held responsible for the work performed.
Invoicing without a company should feel safe. That's why you can always turn to Worknode support for advice and support.
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Yes, if you invoice as a private individual, you can invoice another private individual. In that case, you need to enter the personal identity number of the person you are invoicing.
If the invoice is not paid, we need the social security number in order to send the invoice to debt collection.
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As a consultant, you can invoice more than one employee, as you have to cover extra costs such as health insurance, pension and vacation. A general rule is to bill 2-3 times the salary you would be paid if you were employed somewhere.
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Under Swedish law, an invoice must contain the following information: the invoice number, the invoice date, the names and addresses of the seller and the buyer, the seller's VAT registration number (NB! Not required if you invoice via Worknode), the description and quantity of goods or services, the unit price excluding VAT, any discount, the tax rate and amount, and the total amount payable by the customer.
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Under Swedish law, a debt can be sent to debt collection if the invoice is still unpaid after two payment reminders. The first reminder can be sent at the earliest 14 days after the invoice was sent and the second reminder can be sent after another 14 days. If the customer still doesn't pay, the debt can be sent to debt collection.